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Today's rates with no lender fees are 3.375% APR on a 30 year, 3.250% APR on a 20 year and 2.750% APR on a 15 year. (click here for details)

You want to be in control of your loan, right? Let's face it, you have to lock at some point during the loan transaction, Mike Cox shows you how to avoid the 'Lock' Rush' so you can get a faster lock...and better rates.

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If you have any questions go to the "Get Help" section. A Rates In Motion approved lender will be get you what you need. I am Mike Cox with Rates In Motion bringing transparency to mortgage lending…one video at a time. Have a great Thursday! See you tomorrow!!!

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Rates are flat today. Today's rates with no lender fees are 3.5% APR on a 30 year, 2.875% APR on a 15 year and 2.75% APR on a 10 year. (click here for details)

Well, in your venture to get the best possible deal you should be looking at lock times. The time the loan is locked can have a big difference in your pricing. So let's talk about a few items that could potentially hold up your mortgage transaction and require a longer lock time.

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Rates are up today. Today's rates with no lender fees are 3.615% APR on a 30 year, 2.875% APR on a 15 year and 2.875% APR on a 10 year. (click here for details)

So, who pays for a rate lock extension when it expires? Well, the simple answer is either you or your loan officer – depending on who caused the rate lock to expire.

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